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Are you ready to stop carrying cash? Are you thinking “been there, done that, years ahead of you dude?” That’s right—you are not alone in your quest to end the need for cash. According to a 2004 report in Wired (April 2004, p. 59) almost 50% of all transactions are happening via electronic means. This…
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Check this graphic out about Internet spending in 2009. And we all thought we were broke. Or, err, maybe this demonstrates why we are broke. Too much crazy spending, almost all of it by credit card, and on stuff we probably don’t need. Last year, my wife and I emerged stunned to find out that…
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In many respects, the greatest danger to the current generation of young adults (30-under) is the rising debt crisis. From 1980 to 2001, total US Consumer debt rose over 5 times, from $355 billion to $1.7 trillion. By 2007, that number rose to almost $2.5 trillion. Today we are still swimming in debt. Unless you…